Showing posts with label health. Show all posts
Showing posts with label health. Show all posts

September 21, 2014

DEALING WITH AN INEVITABLE COMPUTER BREAKDOWN

computer breakdown
No matter which computer you buy, or how carefully you take care of it, you can’t prevent technical problems. Over the years, I've had machines from ALR, Compaq, Dell, IBM, Lenovo, NEC, Toshiba.  In addition, I've had high performance computers custom-made and even assembled two mini-towers.

In recent years, I switched to notebooks because they’re portable, quiet and sufficiently powerful.

The most problematic was a pricey customized Lenovo workstation notebook optimized for video editing. During the latest repairs, the technician said malfunctions are most likely with CTO. That means something like Customized To Order. When you get a computer specially made, there's less quality control and delivery takes longer.

Lesson learned: buy computers "off the shelf" with no customization.

Software

In addition, problems arise when updating operating systems. I no longer bother, preferring to using the computer with whatever was pre-installed. Replacing the whole machine is faster and less aggravating.

Saving Money

Price doesn’t ensure reliability and the technology keeps improving, That’s why I've started buying less expensive computers --- closer to $1,000 than $2,000. They last about two years before getting cascaded to secondary uses.

The Biggest Woes

The biggest problems occur with
  • enhanced graphics cards: the standard video card in a notebook computer is weak for video editing (and gaming). I usually opt for an second more powerful graphics card. The computer switches between the two as required.

    A better and cheaper solution is to get a powerful desktop computer for video editing. You can then upgrade components and worry less about overheating. Either way, the big problem is with video drivers (software which communicates with the hardware). Count on more trouble if you're upgrading your operating system, since the new drivers may have bugs.
  • hard drives: you need backups of your data. I use an external hard drive and online backup, both via CrashPlan. For additional safety, I put key files in the cloud with Dropbox, Google Drive or OneDrive. You may think SSD hard drives are better because they have no moving parts and cost much more. I've had two fail …

Extended warranties

I'm not a fan of extended warranties but with computers (especially laptops), they can be useful. Even then, repairs take time and you're stuck while waiting. That's why keeping an older computer as a backup is wise. For instance, I have three year next business day service but on Friday, that means Monday. You might have to spend hours on the phone with the help desk first.

Currently, my Dell isn't working. Windows 8 isn't starting. There are no hardware errors. The problem seems to be with the enhanced video card drivers. The recovery options in Windows 8 didn't work. I was sent DVDs to reinstall Windows but drivers for the hard drive couldn’t be found. I was then sent a USB key with Windows 8 and the drivers. The hard drive isn't being detected. Dell is sending a new hard drive which they want me to install under their guidance. Since it's currently the weekend, the shipment won't take place until Monday, which means delivery won’t be until Tuesday or Wednesday. That's nearly a week without a working computer.

While inconvenient, I've continued working with a two generation old Lenovo Windows tablet.
As with risks based on your health (disability, morbidity, mortality, longevity), you can't tell when problems will arise. You can take steps to reduce the financial harm.

Links

PS You can use other devices like tablets and smartphones while awaiting repairs.

April 13, 2014

LIFE-CHANGING: THE FREE SHRI AMBIKA YOGA KUTIR COURSE IN TORONTO

image
Related: Find out about the next course

This year, I’ve been focusing on my health by
  • eating better
  • sleeping earlier
  • exercising more
The big challenge is exercise. Good intentions haven’t translated into ongoing habits,

Intentions vs Actions

Visiting a fitness club takes time, planning and waiting for equipment. Yoga looked like a good way to exercise at home before breakfast. Since pure yoga melds body, mind and soul, I wanted
  • sevaks (teachers) who knew the ancient ways from India but taught in English
  • an extended, structured course (rather than a workshop)
  • personalized attention (rather than a student in a large class)
Is that asking too much?

The Solution

A fellow Toastmaster told us of a free 16 week course in West Toronto (Etobicoke near Kipling/Rexdale). My wife attended Shri Ambika Yoga Kutir and recommended I join. That’s a big commitment. The classes take place at 7:00:00 AM on Saturdays. I’m not a morning person and don’t like sleeping early on Friday nights. Would I have energy to travel and take a two hour class before breakfast?

I made a commitment and haven’t missed a single class despite the extreme winter. Since lessons build on each others, that’s important.

Benefits

Here the main benefits I’ve already achieved
  • more energy all day: the breathing exercises help you get more oxygen into your blood  — especially via Kapal Bhati (shallow bellows breathing)
  • better posture: you tone muscles which often get ignored (e.g. in your spine and neck)
  • more flexibility: we don’t use positions like padmasana (lotus posture) in our daily lives
Perhaps the greatest benefit is the confidence that comes from persisting and not quitting. My life has changed and will continue to improve as I continue the yoga.

The Catch?

The course is free and that’s not a trick. You’re not put on a commercial mailing list. There are no attempts to upsell you (because there’s nothing to sell). The only way you can spend money is on the optional course materials. The best ways to repay the generosity of the volunteer sevaks is by
  • continuing to practice yoga
  • encouraging others to join (a goal of this post)
You attend to learn. Students (sadhaks) are discouraged from the usual networking and exchange of business cards.

The Format

handwritten notes for yoga class 10Each class starts with all students on yoga mats facing a row of teachers at the front of the large room.

The week’s agenda is shown on a whiteboard. Different teachers explain the theory behind the new postures, the benefits and the precautions. There are demonstrations of the new postures.
Practice
We then go to one of four groups based on our age and gender. My group (males 45+) had about a dozen students and two teachers. That’s an excellent student-to-teacher ratio. As we practiced, we got personalized attention. That’s what I really appreciated since I wanted to do the exercises properly. You can’t get that from YouTube or a conventional show-up-if-you-want class.

Each student in my group had his own strengths and challenges. We weren’t competing, though. We were encouraged to do what we could. We weren’t pressured to do exercises for which we made us uncomfortable. Some exercises had variations for different needs.

Tips

For the best results in the Shri Ambika Yoga Kutir class
  • take notes (photography and videography is discouraged; manuals aren’t available until near the end)
  • practice daily (I averaged 5-6 days a week … only skipping mornings when travelling or having unusually early meetings)
  • invest in a proper yoga mat (e.g., the well-cushioned, nonslip Manduka BM71 with a lifetime warranty)
After you graduate, you can return anytime you want to repeat the basics or take advanced classes. If you’re interested, get details about the next course.

It’s funny how our bodies respond when we take care of them. What better investment can you make?

Links

PS I’m thinking of redoing the beginner’s class to learn the basics better and stay on track.

January 4, 2014

THE 2013 POSTS FROM RISCARIO INSIDER

Here are all 51 posts from Riscario Insider from 2013. You can select them by image or by category.

By Images

The title of the post shows when you hover your cursor over the image. Click to read the post.
YOUR FAVOURITE POSTS OF 2012CUSTOMERS BEHAVE LIKE PINOCCHIO TOOHOW TO AFFORD THE INSURANCE YOU NEEDTEST YOUR LIFE INSURANCE LITERACYTHE BEST AND WORST TIMES TO CANCEL YOUR LIFE INSURANCEIS YOUR LIFE INSURANCE LIKE A SHOVEL, SNOWBLOWER OR SNOWPLOW?IF YOU HAVE/HAD/WANT MONEY, READ ‘POUND FOOLISH’IMAGINE YOUR ADVISOR WINNING AN OSCARFIGHT BACK AGAINST CORPORATE TRICKERY WITH ELLEN ROSEMAN’S INSIDER TIPSBLACKBERRY’S CONFUSING MESSAGE AT THE 2013 TECH LEADERSHIP CONFERENCESTOP BLAMING YOUR PARENTSBUDGET 2013 PUNISHES THE INNOVATION OF “10-8” INSURED LEVERAGINGTHE BATTLE BETWEEN TEMPTATION AND PERSONAL RESPONSIBILITYDO YOU HAVE A FINANCIAL DREAM OR A FINANCIAL NIGHTMARE?THE UNWELCOME LESSON FROM THE RBC-iGATE SAGAAVOID WINDOWS 8LIFE CHANGING EVENTS NO LONGER TRIGGER INSURANCE PURCHASESWHAT’S YOUR FINANCIAL ‘PLAN B’?HOW HEALTHY ARE YOU REALLY?TIPS FOR FIRST-TIME LIFE INSURANCE BUYERSTHE REACTION TO APPLE’S TAX AVOIDANCE(MAILBAG) SWITCHING INVESTMENT ADVISORS: BAD TO WORSE?SHOULD YOU CHANGE ADVISORS WHEN YOU MOVE?HOW TOM HANKS GOT CHEATED BY HIS INSURANCE ADVISORCHOCOLATE, PRICE-FIXING AND SALMONELLA POISONINGULTIMATE UNLIMITED INTERNET? HOW ROGERS FOOLED US THREE TIMESHOW WOULD MIKE HOLMES FIX THE FINANCIAL SECTOR?WHY ARE WE FLOODED WITH BAD WEATHER FORECASTS?HOW HONEST ED TURNED $212 INTO $100 MILLIONCTRL ALT DELETE: MITCH JOEL’S EIGHT STEPS TO GETTING A JOB TODAYA REVIEW OF ROGERS UNLIMITED INTERNET (AND HOW TO USE IT)HANDCUFFED: COMPARING MOBILE PHONES AND LIFE INSURANCEA TEEN PREDICTS THE FUTURE IN 1978HOW TO GET YOUR ROGERS INTERNET WORKING OVER WIFIAT AGE 7, BOOMER ESIASON LEARNED NO ONE IS GUARANTEED A TOMORROWCASE STUDY: SELLER BEWARE vs BUYER BEWAREWE’RE EASY TO FOOL (WITH EXAMPLES)#KRYPTONTUESDAY: JOIN A GENUINE INNOVATION IN FREE LIFELONG EDUCATIONMONEY 50/50: THE PERFECT LIVE EVENT TO MASTER YOUR MONEYNETFLIX FOR LEARNING: UNLIMITED ACCESS TO eMAGAZINES, eBOOKS, AUDIOBOOKSHOW TO PROTECT YOUR MONEY FROM GOLIATHHOW TO TELL IF YOUR ADVISOR IS INDEPENDENTFIVE SWEET WAYS TO CUT BACK ON SUGARHOW TO SCREEN YOUR SOURCES FOR FINANCIAL LITERACY EDUCATIONINSURANCE LESSONS FROM BREAKING BADWHAT DO YOU LEARN FROM GETTING SICK?WILL YOU HAVE FINANCIAL FREEDOM AT 35, 55 OR 75?12 TIMELESS TIPS FOR WISE SHOPPINGTHE WEALTHY BARBER RETURNS WITH MORE WISDOMARE YOUR FINANCES SNOWED IN?23 LESSONS FROM MALL SANTAS

By Category

You’ll find all the 2013 posts arranged by category and then in chronological order.

    Advisors

    1. Imagine your advisor winning an Oscar
    2. (mailbag) Switching investment advisors: bad to worse?
    3. Should you change advisors when you move?
    4. How Tom Hanks got cheated by his insurance advisor
    5. How to tell if your advisor is independent

    Behavior

    1. Stop blaming your parents
    2. The battle between temptation and personal responsibility
    3. Case study: Seller Beware vs Buyer Beware
    4. We’re easy to fool (with examples)
    5. 12 timeless tips for wise shopping

    Careers

    1. The unwelcome lesson from the RBC-iGate saga
    2. Ctrl Alt Delete: Mitch Joel’s 8 steps to getting a job today
    3. Join a genuine innovation in free lifelong education
    4. Netflix for learning: unlimited access to emagazines and ebooks

    Insurance

    1. How to afford the insurance you need
    2. Test your life insurance literacy
    3. The best and worst times to cancel your life insurance
    4. Is your life insurance like a shovel, snowblower or snowplow?
    5. Budget 2013 punishes the innovation of “10-8” insured leveraging
    6. Life changing events no longer trigger insurance purchases
    7. Tips for first-time life insurance buyers
    8. Handcuffed: comparing mobile phones and life insurance
    9. Insurance lessons from Breaking Bad

    Financial Planning

    1. If you have/had/want money, read Pound Foolish
    2. What’s your financial Plan B?
    3. At 7, Boomer Esiason learned that no one is guaranteed a tomorrow
    4. Will you have financial freedom at 35, 55 or 75?
    5. The Wealthy Barber returns with more wisdom
    6. Are your finances snowed in?

    Health

    1. How healthy are you really?
    2. Five sweet ways to cut back on sugar
    3. What do you learn from getting sick?

    Money

    1. Do you have a financial dream or a financial nightmare?
    2. How would Mike Holmes fix the financial sector?
    3. How Honest Ed turned $212 into $100,000,000
    4. Money 50/50: The perfect live event to master your money
    5. How to protect your money from Goliath
    6. How to screen your sources for financial literacy education

    Tech

    1. Blackberry’s confusing message at the 2013 Tech Leadership Conference
    2. Avoid Windows 8
    3. Ultimate unlimited Internet? How Rogers fooled us three times
    4. A review of Rogers Unlimited Internet (and how to use it)
    5. How to get your Rogers Internet working over WiFi

    Trust

    1. Customers behave like Pinocchio too
    2. Fight back against corporate trickery with Ellen Roseman’s insider tips
    3. The reaction to Apple’s tax avoidance
    4. Chocolate, price-fixing and salmonella poisoning
    5. Why are we flooded with bad weather forecasts?
    6. 23 lessons from mall Santas

    Miscellaneous

    1. Your favourite posts of 2012
    2. A teen predicts the future in 1978
    That’s 2013. The Riscario Radio podcasts stopped after 250 episodes. Look for more video instead — though not weekly!

    PS Thanks for reading for another year.